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| Security in Later Years
Offering guaranteed acceptance, SeniorLife may be the extra coverage you need in later years. | | Eligibility
Men and women between the ages of 50 and 80* are eligible; no health questions or medical exam is required.
Premiums Won't Increase
Your premiums never increase; pay the same amount every year you own the policy.
Policy Features
During the first two years of coverage, if the death is accidental, we pay full benefits. For non-accidental deaths, there is a limited, lower benefit, depending on the amount of coverage purchased.
Following the second full year of coverage, total benefits are paid upon death of the insured, whatever the cause. **
Build Tax-Deferred Cash Value
Whole Life policy that builds tax-deferred cash value, that can be borrowed against, for any reason.***
* Ages 50-75 in NY, NJ and PA.
** During the first year of coverage, the death benefit is 10% of the coverage amount; during the second year, the death benefit is 25% of the coverage amount. Limited death benefit during the first two years may vary by state. Please speak to a representative for details.
*** Loans against the policy will reduce the death benefit amount by the sum owed.
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