SBLI USA Mutual Life Insurance Company, Inc.
S.USA Life Insurance Company, Inc.
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Simple Issue Term Life

Individual Term Life Insurance
Our Individual Simple Term Life insurance policy is available in face amounts of $25,000, $50,000, $75,000, $100,000 and $150,000*. Apply now, it's an easy application process, with a quick turnaround, typically within 48 hours, and generally with no medical exam required.

Our Term Life policies provide reliable, affordable coverage, but Simple Term Life insurance policy may be one of the easiest way to protect your family. The application is simplicity itself - to qualify, just answer a few questions.** What's more, Simple Term Life insurance policy offers competitive premiums that stay level for the first ten years.

*Products not approved in all states, please contact a licensed sales advisor for more information.
**In some cases, proof of insurability may be required.
Easy Application
To apply for this individual term life insurance policy, just fill in your personal information and answer a few short medical questions. Generally, no medical exam is required.*

Simple Term Life Insurance Policy Eligibility
Simple Term Life Insurance policy is for men and women between the ages of 18 and 60.

Advantages of our Simple Term Life Insurance Policy
  • Our Simple Term Life Insurance policy is available in the amounts of $25,000, $50,000, $75,000, $100,000 and $150,000.
  • Level premium for the first 10-year period. Renewal premiums increase at 5-year intervals thereafter. Rates are not guaranteed.
  • Renewable to age 75, without evidence of insurability.
  • Guaranteed convertible to Whole Life; no medical exam required.

*Based on the answers given to the application questions, proof of insurability may be required.

A Simple Term Life Insurance policy is best for…
Anyone looking for a renewable, easy-to-purchase purchase individual life insurance policy that features level premiums for 10 years. Parents and homeowners often look to a Simple Term Life insurance policy for the financial security they need. If you are at a milestone in your life, check out our Life Stages section for suggestions on the type of life insurance that might be right for you.

Take the easy first step towards securing your financial future and request a Simple Term Life insurance quote now or contact one of our Sales Advisors. Peace of mind and financial security are within your reach. To browse our other Term Life insurance options, see our complete Term Life Product Catalog below.

Online Term Life Insurance

Simple Issue Term Life
If you are looking for individual term life insurance, Simple Term Life insurance policy is an affordable option.
 1-Year Renewable and Convertible Term Life
Level premium for initial 1-year period; rate increases each year thereafter.
 
10-Year Renewable and Convertible Term Life
Level premium for initial 10-year period; rates increase each year thereafter
 15-Year Renewable and Convertible Term Life
Level premium for initial 15-year period; rates increase each year thereafter.
 
20 Year Term Life Insurance
Level premium for initial 20-year period; rates increase each year thereafter
 30-Year Renewable and Convertible Term Life
Level premium for initial 30-year period; rates increase each year thereafter
 
Single Premium Term Life Insurance for Children
Term Life for children, convertible to Whole Life at age 21
  
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