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Did you know that life insurance rates are determined by your health and other factors? It's part of a risk classification process that all life insurance companies follow. The higher your risk, the higher your premium.
So while you cannot change your age or health history, you can partake in healthy lifestyle choices that may be beneficial to both your body and your pocketbook. Smoking, high blood pressure and high cholesterol are all factors that can increase your life insurance rates. The good news is that if you improve your habits, you'll not only be healthier, but in most cases you will also be eligible for a lower life insurance rate. | | | | |
- Tobacco use
- High blood pressure
- High cholesterol
- Obesity
- Medical History
- Family History
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