SBLI USA Mutual Life Insurance Company, Inc.
S.USA Life Insurance Company, Inc.
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Life Insurance with No Medical Exam Required: FAQ 
SBLI USA offers several life insurance options that require no medical exam or physical. To find out more about our no medical exam / no physical life insurance policies, read our list of commonly asked questions below.  
 
Do I have to take a medical exam or physical to qualify for life insurance coverage? 
With most policies, yes. But SBLI USA does offer a policy called Simple Issue Term Life insurance that features a simplified application process. Generally, no medical exam or physical is required with Simple Issue Term. (Based on answers given to the application questions, proof of insurability may be required.) Visit our Products section for more information.

What are the benefits of purchasing a life insurance policy that does not require a medical exam or physical?
No medical exam life insurance policies help make applying for life insurance incredibly easy. Depending upon the policy, the need for medical exams, blood tests, or physicals may be eliminated entirely. With no medical exam life insurance, you'll be covered sooner because you won't have to wait for any medical results. With SBLI USA's no medical exam life insurance policies, coverage is just a call or click away.

I am a senior citizen, do you have any no medical exam life insurance options for me?
Yes. SeniorLife is SBLI USA's no medical exam life insurance product for men and women between the ages of 55 and 75. SeniorLife offers guaranteed acceptance; no health questions or medical exam is required.

I am not quite ready to apply yet. Can I get a free quote on an SBLI USA insurance policy with no medical exam required?
Yes. SBLI USA's free life insurance online quote gives you a rough estimate on monthly costs and is based on your answers to a few simple questions. To speak with someone in person, contact a friendly Sales Advisor.

I am ready to buy a life insurance policy with no medical exam required. What is the first step I should take?
The fastest and easiest way to purchase one of SBLI USA's life insurance policies with no medical exam required, is to call a Sales Advisor toll free at 1-866-SUSA-WEB. They will help determine what type of life insurance policy and coverage will work best for you and your family. You can also fill out our convenient Help Me Choose online form. If you already know what type of no medical exam / physical life insurance you want to buy, fill out our Quotes form and in minutes you?ll be on your way to helping secure the financial future of your family.
 
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*Based on the answers given to the application questions, proof of insurability may be required. 
 
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