|  |  | | | | | With SBLI USA, applying for life insurance coverage online is easy, affordable and fast. To make sure you are buying the right amount, read some commonly asked questions below. | | | | | How much life insurance coverage do I need? | | How much life insurance coverage you require depends upon your personal needs and preferences. A general rule that many people follow is to buy a life insurance policy equal to five to seven times your annual gross income. To do a ballpark calculation of how much life insurance coverage your family needs, check our handy online Life Insurance Calculators. You can also learn more at our online Education/Information section.
What's the maximum amount of life insurance coverage I can get?
SBLI USA life insurance policies offer coverage amounts as high as $1 million or more (subject to underwriting requirements and reinsurance availability) depending on the policy.
If I have life insurance coverage, can I extend my policy to cover my spouse, as well?
SBLI USA does offer a policy rider for Spouse Coverage that provides supplemental Term Life insurance coverage for your spouse up to the value of your original policy, with premiums that stay level for ten years. The Spouse Coverage rider is available with certain policies. Visit our Life Insurance Products section for more information, or talk to a Sales Advisor right now.
I am not quite ready to apply for life insurance coverage yet. Does SBLI USA offer free life insurance quotes?
Yes. SBLI USA's free life insurance coverage online quote gives you an estimate on costs and is based on your answers to a few simple questions. To speak with someone in person, contact a friendly Sales Advisor. Your actual rates may differ based on medical information obtained during underwriting.
I am interested in purchasing life insurance coverage online. What is the first step?
SBLI USA makes buying life insurance coverage simple and quick. Just fill out our convenient Help Me Choose form. If you already know what type of life insurance you want to buy, fill out our Quotes form and in minutes you?ll be on your way to securing the financial future of your family! | | | | Back | | |
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